Securities and Exchange Commission laws and regulations can seem mind-boggling. It often takes a specialist to make sense of them. One individual who has figured them out to the point where he can explain them well to other people is Ralph Sherman, who works for me as my SEC attorney.

Ralph teaches his students how to borrow money from private lenders in compliance with state and federal SEC laws and regulations. It’s an occupation he’s proud of. He accomplishes his formidable task by conducting research, providing written materials, and speaking at educational boot camps. He is known for his attention to detail and his communication skills.

Ralph has worked at the company for two years. He was born in 1960 in Rhode Island and grew up near Boston. He attended college in Pittsburgh, then went to law school in Boston.

His experience is vast, covering the U.S., Russia, Cyprus, and Asia. He’s developed a specialty in helping entrepreneurs and small business owners deal with SEC and corporate matters. That can be no small task, but he is up to the challenge.

Ralph enjoys working with my company team to help students get their businesses started and growing. It’s the type of challenge he relishes. He enjoys sharing relevant information with business executives who are committed to doing the right thing. He’s found that, despite news reports that often profile the unscrupulous in the business world, most business executives are honest, hard-working people who want to do what is ethically right.

On a personal note, Ralph married his wife Rose three years ago. They have two adopted Chihuahuas that they enjoy spending time with. For fun, he and his wife enjoy fixing up their new home. They also like to spend time with extended family and vacation with them often.

Ralph’s Jewish faith is important to him. He is also devoted to reading Presidential and military biographies, studying the Civil War, and traveling to historic sites. Ralph is a fan of bird-watching as well as sports-watching. He is a diehard Red Sox and Patriots fan.

Ralph is the kind of well-rounded individual who is really making a difference in the lives of entrepreneurs and small business owners. He uses his vast experience to help others explore the labyrinth of laws that govern corporations. Dedicated and determined, Ralph has made his mark on the local business community. His international experience has also given him a breadth of knowledge that few others possess.

E. Alan Cowgill is the owner of Colby Properties, LLC. and President of Integrity Home Buyers, Inc. Since 1995, Alan has bought and sold hundreds of single family and/or small multi-family investment properties in Springfield, Ohio. Alan uses Private Lenders, not banks, to fund his real estate purchases. By doing this, he has created his own private bank of ,000,000 in funds. Alan looks for situations where the seller, the lender, and the eventual homeowner can all “Win”. He is not a Realtor, but a Private Investor, author, consultant and national speaker. He has been asked to speak on the topics of ‘Investing for the Beginning Investor.’ and ‘Finding Private Lenders.’ His home study system, ‘Private Lending Made Easy’, shows new and seasoned real estate investors how to find private lenders for their own real estate business.

His website is

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